Virgin Money Insurance

Add Value for your Home Cover with Virgin Money Home Insurance

Virgin Money does not need any kind of introduction. It is one of the very best financial organizations of United Kingdom when it comes to getting any kind of insurance policy. Some of the different insurance policies that are provided by this company are home insurance, car insurance, insurance for pet animals and for life insurance. The Virgin Money is a part of Virgin Group; a multi national financial company offering various kinds of financial products.

Virgin Money Home Insurance provides 12 months of cover for your home by giving the premiums of 10 months only. It means that you get 2 months of home cover free of cost. You get a discount of 10% on the premium cost when you are applying online. The insurance provides cover for your building and items of your home. The extra things that are covered in this insurance policy are cover for accidental damage, emergency home cover, legal protection cover and cover to secure your personal items which are valuable.

With Virgin Money Home Insurance , the maximum cover that is available for your home or building is up to 1 million pounds; which is 500,000 pounds more than home insurance offered by any other company. All your music accessories are covered for up to £3,000. You can claim for a liability cover for up to £2,000,000. Your valuable are secured for £1,500 and the items in your garden up to £1,000. The money that is lost due to burglary is covered for another £300. Electronic items are covered up to £5,000. If you are an employer, then you can get a whopping sum up to 10 million pounds under the Employer's Liability Cover for your employees. If you are a tenant, you can avail an amount up to 20% of the insured sum under the Tenant Liability Cover.

Before you opt for any kind of claim under the Virgin Money Home Insurance, you should know about the fact when the claim cover is available. You would be provided with money in the event of environment disaster like storm, flood, thunder lightning, earthquake, fire etc. The other cases are vandalism and commotion of riots or any kind of communal disaster.

Eligibility before Availing the Home Insurance

• Must not be having more than 5 bed rooms
• Valuables should not be more than £1,500
• The home should not be left alone for more than 5 days
• House should be made of brick, stone and concrete
• Home should not be used for business purpose
• You should not be convicted for criminal offence
• Home should not be used for business perspective
• Must be a permanent citizen of United Kingdom